Mi Pay

Instant payments

from your phone

Instant payments from your phone

Mi Pay is an offline service provided by Mi Wallet. It's based on near field communication technology (NFC). Use your Mi phone for instant payments anywhere where QuickPass by UnionPay is supported.

Improved security both on the hardware and software level

Mi phone's software will analyze payment environment every time you make a purchase to make sure your transactions are secure. Your fingerprint will be encrypted on the hardware level, and your bank card info will be stored completely isolated in the secure space on your phone.

Mi phone's software will analyze payment environment every time you make a purchase to make sure your transactions are secure.

Your fingerprint will be encrypted on the hardware level, and your bank card info will be stored completely isolated in the secure space on your phone.

Convenience at its best

To make a payment with Mi Pay, just hold your phone near the contactless reader. Once your fingerprint is verified, the transaction will be completed. No need to bring all your bank cards or enter passwords, and it's even more secure than a regular payment.

  • No physical cards
  • No need to look for change
  • Collect points and bonuses
  • Withdraw cash through ATMs

3 easy steps to activate Mi Pay

1. Open Mi Wallet and tap "Bank cards"

2. Activate Mi Pay

3. Enter bank card info

You're all set!

1. Open Mi Wallet and tap "Bank cards"

3 steps, 1 payment

Hold phone next to reader

Verify fingerprint

Press the button on the wireless reader to confirm or enter password if required

Hold phone next to reader  Verify fingerprint   Press the button on the wireless reader to confirm or enter password if required

Use Mi Pay in millions of stores where QuickPass by UnionPay is supported

Supported banks

*These are currently supported banks.
Debit cards issued by the following banks are supported: Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, China Everbright Bank, Minsheng Bank, Guangdong Development Bank, Ping An bank, Industrial Bank, Shanghai Pudong Development bank, Shanghai Bank, Bank of Changsha.
Credit cards issued by the following banks are supported: Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Bank of Communications, China Merchants Bank, China Everbright Bank, Huaxia Bank, Minsheng Bank, Guangdong Development Bank, Ping An bank, Industrial Bank, Shanghai Pudong Development bank, Shanghai Bank, Bank of Beijing, Jiangsu Bank, Bank of East Asia, bank of Nanjing, Anhui Merchants Bank, Bank of Changsha, Shunde Agriculture Business Bank, Bank of Lanzhou.
Support for more banks is coming soon. We don't recommend adding bank cards issued by the banks which aren't supported yet. Any loss or damage in such cases will be borne by the user.

Go to Forum to learn more

Mi Pay is accepted by multiple stores and merchants

Millions of stores currently support QuickPass by UnionPay. More stores and merchants are accepting Mi Pay every day.

Millions of stores currently support QuickPass by UnionPay.

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FAQ

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